| Weiss Ratings |
Golden Valley Bank
Chico, CA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Golden Valley Bank
Chico, CA |
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| FDIC Number | 58278 | |||
| Phone Number | (530) 894-1000 | |||
| Website | www.goldenvalley.bank | |||
| Asset Quality |
Golden Valley Bank
Chico, CA |
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| 1-Year Asset Growth | 4.28% | |||
| 5-Year Asset Growth | 9.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Golden Valley Bank
Chico, CA |
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| Total Assets | 604.75M | |||
| Total Deposits | 553.24M | |||
| Capital and Reserves |
Golden Valley Bank
Chico, CA |
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| Capital | 47.88M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 1.53% | |||
| Risk-Based Capital Ratio | 15.90 | |||
| Liquidity |
Golden Valley Bank
Chico, CA |
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| Hot Money Ratio | 12.18% | |||
| Liquidity Ratio | 38.26% | |||
| Profitability |
Golden Valley Bank
Chico, CA |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 2.84M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 61.40% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 11.98% | |||