| Weiss Ratings |
Golden Valley Bank
Chico, CA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 5.10 | |||
| Company Info |
Golden Valley Bank
Chico, CA |
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| FDIC Number | 58278 | |||
| Phone Number | (530) 894-1000 | |||
| Website | www.goldenvalley.bank | |||
| Asset Quality |
Golden Valley Bank
Chico, CA |
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| 1-Year Asset Growth | 10.31% | |||
| 5-Year Asset Growth | 9.11% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.16% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Golden Valley Bank
Chico, CA |
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| Total Assets | 591.58M | |||
| Total Deposits | 541.82M | |||
| Capital and Reserves |
Golden Valley Bank
Chico, CA |
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| Capital | 46.96M | |||
| Leverage Ratio | 9.09 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Risk-Based Capital Ratio | 16.33 | |||
| Liquidity |
Golden Valley Bank
Chico, CA |
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| Hot Money Ratio | 9.59% | |||
| Liquidity Ratio | 45.75% | |||
| Profitability |
Golden Valley Bank
Chico, CA |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 5.05M | |||
| Net Interest Spread | 3.33% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 61.01% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 11.55% | |||