American Riviera Bank
| Weiss Ratings |
American Riviera Bank
Santa Barbara, CA |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 8.20 | |||
| Company Info |
American Riviera Bank
Santa Barbara, CA |
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| FDIC Number | 58281 | |||
| Phone Number | (805) 965-5942 | |||
| Website | americanriviera.bank | |||
| Asset Quality |
American Riviera Bank
Santa Barbara, CA |
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| 1-Year Asset Growth | 6.89% | |||
| 5-Year Asset Growth | 8.14% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 4.86% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
American Riviera Bank
Santa Barbara, CA |
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| Total Assets | 1.37B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
American Riviera Bank
Santa Barbara, CA |
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| Capital | 140.19M | |||
| Leverage Ratio | 10.55 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 13.68 | |||
| Liquidity |
American Riviera Bank
Santa Barbara, CA |
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| Hot Money Ratio | 9.92% | |||
| Liquidity Ratio | 13.45% | |||
| Profitability |
American Riviera Bank
Santa Barbara, CA |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 13.52M | |||
| Net Interest Spread | 3.80% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 64.38% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 9.99% | |||