| Weiss Ratings |
River City Bank
Rome, GA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
River City Bank
Rome, GA |
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| FDIC Number | 58289 | |||
| Phone Number | (706) 236-2123 | |||
| Website | rivercity.bank | |||
| Asset Quality |
River City Bank
Rome, GA |
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| 1-Year Asset Growth | 15.27% | |||
| 5-Year Asset Growth | 22.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 0.88% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
River City Bank
Rome, GA |
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| Total Assets | 423.44M | |||
| Total Deposits | 380.92M | |||
| Capital and Reserves |
River City Bank
Rome, GA |
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| Capital | 39.54M | |||
| Leverage Ratio | 10.15 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | 14.60 | |||
| Liquidity |
River City Bank
Rome, GA |
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| Hot Money Ratio | 15.63% | |||
| Liquidity Ratio | 17.02% | |||
| Profitability |
River City Bank
Rome, GA |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 3.54M | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 56.69% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 18.71% | |||