| Weiss Ratings |
River City Bank
Rome, GA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.40 | |||
| Company Info |
River City Bank
Rome, GA |
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| FDIC Number | 58289 | |||
| Phone Number | (706) 236-2123 | |||
| Website | rivercity.bank | |||
| Asset Quality |
River City Bank
Rome, GA |
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| 1-Year Asset Growth | 18.01% | |||
| 5-Year Asset Growth | 23.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
River City Bank
Rome, GA |
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| Total Assets | 412.73M | |||
| Total Deposits | 375.40M | |||
| Capital and Reserves |
River City Bank
Rome, GA |
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| Capital | 34.59M | |||
| Leverage Ratio | 9.60 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | 13.93 | |||
| Liquidity |
River City Bank
Rome, GA |
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| Hot Money Ratio | 13.18% | |||
| Liquidity Ratio | 24.27% | |||
| Profitability |
River City Bank
Rome, GA |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 4.79M | |||
| Net Interest Spread | 4.66% | |||
| Operating Profit to Average Assets | 2.17% | |||
| Overhead Efficiency Ratio | 57.48% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 20.23% | |||