| Weiss Ratings |
River City Bank
Rome, GA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
River City Bank
Rome, GA |
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| FDIC Number | 58289 | |||
| Phone Number | (706) 236-2123 | |||
| Website | rivercity.bank | |||
| Asset Quality |
River City Bank
Rome, GA |
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| 1-Year Asset Growth | 11.80% | |||
| 5-Year Asset Growth | 22.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.22% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
River City Bank
Rome, GA |
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| Total Assets | 397.96M | |||
| Total Deposits | 358.67M | |||
| Capital and Reserves |
River City Bank
Rome, GA |
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| Capital | 36.08M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 14.19 | |||
| Liquidity |
River City Bank
Rome, GA |
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| Hot Money Ratio | 15.31% | |||
| Liquidity Ratio | 19.38% | |||
| Profitability |
River City Bank
Rome, GA |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 5.99M | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 1.96% | |||
| Overhead Efficiency Ratio | 61.38% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 18.42% | |||