| Weiss Ratings |
Pinnacle Bank
Gilroy, CA |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.30 | |||
| Company Info |
Pinnacle Bank
Gilroy, CA |
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| FDIC Number | 58297 | |||
| Phone Number | (408) 842-8200 | |||
| Website | www.pinnacle.bank | |||
| Asset Quality |
Pinnacle Bank
Gilroy, CA |
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| 1-Year Asset Growth | 1.61% | |||
| 5-Year Asset Growth | 20.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.75% | |||
| Non-Performing Loans to Capital | 7.44% | |||
| Non-Performing Loans to Loans | 3.16% | |||
| Balance Sheet |
Pinnacle Bank
Gilroy, CA |
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| Total Assets | 905.73M | |||
| Total Deposits | 784.98M | |||
| Capital and Reserves |
Pinnacle Bank
Gilroy, CA |
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| Capital | 105.54M | |||
| Leverage Ratio | 11.87 | |||
| Loan Loss Reserves to Loans | 1.58% | |||
| Risk-Based Capital Ratio | 17.76 | |||
| Liquidity |
Pinnacle Bank
Gilroy, CA |
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| Hot Money Ratio | 11.13% | |||
| Liquidity Ratio | 39.12% | |||
| Profitability |
Pinnacle Bank
Gilroy, CA |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 5.16M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 67.44% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 6.71% | |||