| Weiss Ratings |
Pinnacle Bank
Gilroy, CA |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 7.20 | |||
| Company Info |
Pinnacle Bank
Gilroy, CA |
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| FDIC Number | 58297 | |||
| Phone Number | (408) 842-8200 | |||
| Website | www.pinnacle.bank | |||
| Asset Quality |
Pinnacle Bank
Gilroy, CA |
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| 1-Year Asset Growth | 6.70% | |||
| 5-Year Asset Growth | 8.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 2.10% | |||
| Non-Performing Assets to Assets | 1.71% | |||
| Non-Performing Loans to Capital | 10.07% | |||
| Non-Performing Loans to Loans | 2.34% | |||
| Balance Sheet |
Pinnacle Bank
Gilroy, CA |
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| Total Assets | 936.97M | |||
| Total Deposits | 810.32M | |||
| Capital and Reserves |
Pinnacle Bank
Gilroy, CA |
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| Capital | 109.51M | |||
| Leverage Ratio | 11.88 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 17.54 | |||
| Liquidity |
Pinnacle Bank
Gilroy, CA |
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| Hot Money Ratio | 9.40% | |||
| Liquidity Ratio | 39.96% | |||
| Profitability |
Pinnacle Bank
Gilroy, CA |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 2.80M | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 76.41% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 5.19% | |||