| Weiss Ratings |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 8.00 | |||
| Company Info |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 58297 | |||
| Phone Number | (408) 842-8200 | |||
| Website | www.pinnacle.bank | |||
| Asset Quality |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.14% | |||
| 5-Year Asset Growth | 8.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 2.47% | |||
| Non-Performing Loans to Capital | 17.43% | |||
| Non-Performing Loans to Loans | 3.79% | |||
| Balance Sheet |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 890.36M | |||
| Total Deposits | 765.85M | |||
| Capital and Reserves |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 106.33M | |||
| Leverage Ratio | 11.80 | |||
| Loan Loss Reserves to Loans | 2.27% | |||
| Risk-Based Capital Ratio | 17.24 | |||
| Liquidity |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.27% | |||
| Liquidity Ratio | 36.79% | |||
| Profitability |
Pinnacle Bank
Gilroy, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 5.45M | |||
| Net Interest Spread | 4.11% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 63.09% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 5.27% | |||