Table Rock Community Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (8.6). Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.4 and a capital leverage ratio of 8.4.
Asset Mix:
Home mtgs (30%), comm re (23%), cash (11%), securities (11%), comm loans (6%), home eq lns (4%), consumer loans (2%), other (14%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Alton Bancshares, Inc.
Investment Rating
--
Address
One Wildwood Lane
Kimberling City, MO 65686
Kimberling City, MO 65686
Phone Number
(417) 739-9300
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.