Table Rock Community Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (5.1) profitability.
Other Rating Factors:
A current level of 2.1 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (8.0). Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 12.0 and a capital leverage ratio of 8.3.
Asset Mix:
Home mtgs (31%), comm re (16%), cash (9%), securities (8%), comm loans (6%), home eq lns (4%), consumer loans (1%), other (24%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Alton Bancshares, Inc.
Investment Rating
--
Address
One Wildwood Lane
Kimberling City, MO 65686
Kimberling City, MO 65686
Phone Number
(417) 739-9300
Year Founded
2006
FDIC Number
Website
Largest Affiliates
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