Ameriprise Bank, FSB
Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (10.0). Operating profits as a percentage of assets at 4.1%, coupled with a return on assets of 3.1 has resulted in Excellent (9.9) profitability.
Other Rating Factors:
Excellent liquidity 9.1, driven by a liquidity ratio of 75.9 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10).
Asset Mix:
Securities (82%), cash (12%), consumer loans (3%), home mtgs (2%), comm loans (1%), other (1%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Ameriprise Financial, Inc.
Investment Rating
Address
707 Second Avenue South
Minneapolis, MN 55402
Minneapolis, MN 55402
Phone Number
(612) 671-3131
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.