D
US Metro Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings US Metro Bank
Garden Grove, CA
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Rating D
Asset Quality Index 4.50
Capitalization Index 8.20
Liquidity Index 0.20
Profitability Index 4.70
Stability Index 3.70
Company Info US Metro Bank
Garden Grove, CA
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FDIC Number 58310
Phone Number (714) 620-8888
Website www.usmetrobank.com
Asset Quality US Metro Bank
Garden Grove, CA
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1-Year Asset Growth 7.74%
5-Year Asset Growth 31.48%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 9.68%
Non-Performing Loans to Loans 1.29%
Balance Sheet US Metro Bank
Garden Grove, CA
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Total Assets 1.45B
Total Deposits 1.28B
Capital and Reserves US Metro Bank
Garden Grove, CA
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Capital 135.38M
Leverage Ratio 9.81
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 13.21
Liquidity US Metro Bank
Garden Grove, CA
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Hot Money Ratio 45.70%
Liquidity Ratio 13.11%
Profitability US Metro Bank
Garden Grove, CA
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5-Year Return on Average Assets 1.22%
Net Income 5.85M
Net Interest Spread 3.08%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 66.22%
Return on Assets 0.82%
Return on Equity 9.03%