D
US Metro Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings US Metro Bank
Garden Grove, CA
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Rating D
Asset Quality Index 4.70
Capitalization Index 7.90
Liquidity Index 0.20
Profitability Index 4.50
Stability Index 3.70
Company Info US Metro Bank
Garden Grove, CA
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FDIC Number 58310
Phone Number (714) 620-8888
Website www.usmetrobank.com
Asset Quality US Metro Bank
Garden Grove, CA
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1-Year Asset Growth 9.44%
5-Year Asset Growth 31.48%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 8.11%
Non-Performing Loans to Loans 1.05%
Balance Sheet US Metro Bank
Garden Grove, CA
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Total Assets 1.42B
Total Deposits 1.24B
Capital and Reserves US Metro Bank
Garden Grove, CA
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Capital 127.45M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio 12.82
Liquidity US Metro Bank
Garden Grove, CA
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Hot Money Ratio 48.32%
Liquidity Ratio 13.04%
Profitability US Metro Bank
Garden Grove, CA
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5-Year Return on Average Assets 1.22%
Net Income 2.90M
Net Interest Spread 2.97%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 66.48%
Return on Assets 0.83%
Return on Equity 9.15%