C
Investar Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
14.17
Leverage
Ratio
10.88
Return On
Assets
0.85%
Total
Assets
2.80B
Capital
309.32M
Total
Deposits
2.38B
Net
Income
17.93M
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Weiss Ratings Investar Bank, National Association
Baton Rouge, LA 		Click to
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Rating C
Asset Quality Index 7.60
Capitalization Index 9.80
Liquidity Index 1.80
Profitability Index 4.00
Stability Index 8.40
Company Info Investar Bank, National Association
Baton Rouge, LA 		Click to
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FDIC Number 58316
Phone Number (225) 757-7117
Website www.investarbank.com
Asset Quality Investar Bank, National Association
Baton Rouge, LA 		Click to
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1-Year Asset Growth -0.14%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans -0.21%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 2.31%
Non-Performing Loans to Loans 0.36%
Balance Sheet Investar Bank, National Association
Baton Rouge, LA 		Click to
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Total Assets 2.80B
Total Deposits 2.38B
Capital and Reserves Investar Bank, National Association
Baton Rouge, LA 		Click to
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Capital 309.32M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 14.17
Liquidity Investar Bank, National Association
Baton Rouge, LA 		Click to
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Hot Money Ratio 22.42%
Liquidity Ratio 15.60%
Profitability Investar Bank, National Association
Baton Rouge, LA 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 17.93M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 72.30%
Return on Assets 0.85%
Return on Equity 8.57%