D
Lone Star Bank
HoustonTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lone Star Bank
Houston, TX
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Rating D
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 4.90
Stability Index 3.70
Company Info Lone Star Bank
Houston, TX
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FDIC Number 58324
Phone Number (713) 358-9400
Website www.lsbtexas.com
Asset Quality Lone Star Bank
Houston, TX
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1-Year Asset Growth 8.91%
5-Year Asset Growth 3.63%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Lone Star Bank
Houston, TX
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Total Assets 181.28M
Total Deposits 157.43M
Capital and Reserves Lone Star Bank
Houston, TX
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Capital 23.08M
Leverage Ratio 12.76
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Lone Star Bank
Houston, TX
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Hot Money Ratio 53.36%
Liquidity Ratio 12.76%
Profitability Lone Star Bank
Houston, TX
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5-Year Return on Average Assets 0.98%
Net Income 1.33M
Net Interest Spread 4.25%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 66.24%
Return on Assets 1.03%
Return on Equity 7.80%