D
Lone Star Bank
Houston,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lone Star Bank
Houston, TX
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Rating D
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 5.40
Stability Index 3.70
Company Info Lone Star Bank
Houston, TX
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FDIC Number 58324
Phone Number (713) 358-9400
Website www.lsbtexas.com
Asset Quality Lone Star Bank
Houston, TX
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1-Year Asset Growth 16.71%
5-Year Asset Growth 6.95%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.88%
Non-Performing Loans to Loans 0.29%
Balance Sheet Lone Star Bank
Houston, TX
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Total Assets 202.28M
Total Deposits 176.01M
Capital and Reserves Lone Star Bank
Houston, TX
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Capital 25.37M
Leverage Ratio 12.65
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity Lone Star Bank
Houston, TX
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Hot Money Ratio 51.69%
Liquidity Ratio 14.41%
Profitability Lone Star Bank
Houston, TX
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5-Year Return on Average Assets 1.03%
Net Income 1.17M
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 61.18%
Return on Assets 1.20%
Return on Equity 9.56%