Millennium Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Fair (3.8) profitability. A current level of 34.2 percent of nonperforming loans to core capital combined with 18.2 percent from a year earlier contributes to the Very Weak asset quality (0.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10). Excellent current capitalization (7.6 on a scale of 0 to 10) and a capital leverage ratio of 9.4.
Asset Mix:
Comm re (45%), comm loans (11%), cash (10%), home mtgs (7%), home eq lns (5%), other (22%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Millennium Bancorp, Inc.
Investment Rating
--
Address
2077 Miner Street
Des Plaines, IL 60016
Des Plaines, IL 60016
Phone Number
(847) 296-9500
Year Founded
2007
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.