Major Rating Factors:
A current level of 19.9 percent of nonperforming loans to core capital combined with 24.6 percent from a year earlier contributes to the Very Weak asset quality (0.2).
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Asset Mix:
Comm re (31%), securities (10%), home mtgs (8%), comm loans (8%), cash (3%), home eq lns (1%), consumer loans (0%), other (39%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Central Bancshares, Inc.
Investment Rating
--
Address
111 North 181st Street
Elkhorn, NE 68022
Elkhorn, NE 68022
Phone Number
(402) 505-8500
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.