Major Rating Factors:
A current level of 5.9 percent of nonperforming loans to core capital combined with 16.4 percent from a year earlier contributes to the Weak asset quality (2.5). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (2.0) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), securities (10%), comm loans (9%), home mtgs (9%), cash (4%), consumer loans (0%), other (38%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Central Bancshares, Inc.
Investment Rating
--
Address
111 North 181st Street
Elkhorn, NE 68022
Elkhorn, NE 68022
Phone Number
(402) 505-8500
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.