C
Farmers State Bank, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
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Income
Weiss Ratings Farmers State Bank, Inc.
Booneville, KY
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 5.40
Stability Index 5.20
Company Info Farmers State Bank, Inc.
Booneville, KY
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FDIC Number 5838
Phone Number (606) 593-5151
Website www.farmersstatebankky.com
Asset Quality Farmers State Bank, Inc.
Booneville, KY
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1-Year Asset Growth 3.86%
5-Year Asset Growth 4.15%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.78%
Non-Performing Loans to Loans 0.29%
Balance Sheet Farmers State Bank, Inc.
Booneville, KY
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Total Assets 63.85M
Total Deposits 57.28M
Capital and Reserves Farmers State Bank, Inc.
Booneville, KY
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Capital 5.01M
Leverage Ratio 11.64
Loan Loss Reserves to Loans 1.96%
Risk-Based Capital Ratio 18.53
Liquidity Farmers State Bank, Inc.
Booneville, KY
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Hot Money Ratio 19.63%
Liquidity Ratio 30.45%
Profitability Farmers State Bank, Inc.
Booneville, KY
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5-Year Return on Average Assets 1.25%
Net Income 645.00K
Net Interest Spread 4.32%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 69.94%
Return on Assets 1.33%
Return on Equity 18.89%