C
Farmers State Bank, Inc.
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Farmers State Bank, Inc.
Booneville, KY
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 5.00
Stability Index 4.90
Company Info Farmers State Bank, Inc.
Booneville, KY
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FDIC Number 5838
Phone Number (606) 593-5151
Website www.farmersstatebankky.com
Asset Quality Farmers State Bank, Inc.
Booneville, KY
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1-Year Asset Growth -2.95%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.12%
Non-Performing Loans to Capital 7.50%
Non-Performing Loans to Loans 2.32%
Balance Sheet Farmers State Bank, Inc.
Booneville, KY
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Total Assets 59.91M
Total Deposits 54.44M
Capital and Reserves Farmers State Bank, Inc.
Booneville, KY
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Capital 4.24M
Leverage Ratio 11.78
Loan Loss Reserves to Loans 2.55%
Risk-Based Capital Ratio 18.26
Liquidity Farmers State Bank, Inc.
Booneville, KY
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Hot Money Ratio 20.76%
Liquidity Ratio 26.10%
Profitability Farmers State Bank, Inc.
Booneville, KY
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5-Year Return on Average Assets 1.25%
Net Income 194.00K
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 72.01%
Return on Assets 1.21%
Return on Equity 18.91%