Major Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.8 has resulted in Excellent (9.2) profitability. Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.1.
Other Rating Factors:
A current level of 2.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), cash (15%), securities (14%), comm loans (12%), home mtgs (10%), home eq lns (2%), consumer loans (0%), other (16%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Jonah Bankshares
Investment Rating
--
Address
777 West First Street
Casper, WY 82601
Casper, WY 82601
Phone Number
(307) 237-4555
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.