D
UniBank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UniBank
Lynnwood, WA
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Rating D
Asset Quality Index 5.00
Capitalization Index 5.20
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 3.00
Company Info UniBank
Lynnwood, WA
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FDIC Number 58407
Phone Number (425) 275-9700
Website www.unibankusa.com
Asset Quality UniBank
Lynnwood, WA
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1-Year Asset Growth -28.49%
5-Year Asset Growth 10.06%
5-Year Charge-Offs to Average Loans 2.15%
Charge-Offs to Average Loans 3.65%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 7.95%
Non-Performing Loans to Loans 2.75%
Balance Sheet UniBank
Lynnwood, WA
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Total Assets 409.40M
Total Deposits 359.12M
Capital and Reserves UniBank
Lynnwood, WA
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Capital 27.81M
Leverage Ratio 7.18
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 10.43
Liquidity UniBank
Lynnwood, WA
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Hot Money Ratio 55.41%
Liquidity Ratio 18.69%
Profitability UniBank
Lynnwood, WA
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5-Year Return on Average Assets -0.21%
Net Income -1.28M
Net Interest Spread 2.54%
Operating Profit to Average Assets -0.64%
Overhead Efficiency Ratio 110.19%
Return on Assets -0.56%
Return on Equity -9.12%