D
UniBank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 6.10
Capitalization Index 5.30
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 3.00
Company Info UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 58407
Phone Number (425) 275-9700
Website www.unibankusa.com
Asset Quality UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -30.65%
5-Year Asset Growth 10.06%
5-Year Charge-Offs to Average Loans 2.15%
Charge-Offs to Average Loans 2.57%
Non-Performing Assets to Assets 1.06%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 2.88%
Balance Sheet UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 394.94M
Total Deposits 344.94M
Capital and Reserves UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 28.33M
Leverage Ratio 7.32
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 10.63
Liquidity UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 53.44%
Liquidity Ratio 20.19%
Profitability UniBank
Lynnwood, WA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.21%
Net Income -1.49M
Net Interest Spread 2.56%
Operating Profit to Average Assets -0.51%
Overhead Efficiency Ratio 119.13%
Return on Assets -0.46%
Return on Equity -7.12%