Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.1 has resulted in Weak (2.5) profitability. A current level of 18.9 percent of nonperforming loans to core capital combined with 13.5 percent from a year earlier contributes to the Weak asset quality (1.6).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (32%), securities (16%), comm re (10%), cash (9%), comm loans (2%), home mtgs (0%), other (31%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CRB Group, Inc.
Investment Rating
--
Address
2115 Linwood Avenue
Fort Lee, NJ 07024
Fort Lee, NJ 07024
Phone Number
(201) 808-7000
Year Founded
2008
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.