C
Embassy National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 8.90
Stability Index 4.30
Company Info Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 58413
Phone Number (770) 822-9111
Website www.embassynationalbank.com
Asset Quality Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 20.38%
5-Year Asset Growth 18.44%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 218.20M
Total Deposits 184.22M
Capital and Reserves Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 23.54M
Leverage Ratio 11.53
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 14.71
Liquidity Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.26%
Liquidity Ratio 12.31%
Profitability Embassy National Bank
Lawrenceville, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.48%
Net Income 3.21M
Net Interest Spread 5.13%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 60.90%
Return on Assets 1.67%
Return on Equity 14.30%