C
Embassy National Bank
Rating Date
June 2025
Risk Based
Capital Ratio
15.94
Leverage
Ratio
11.89
Return On
Assets
1.71%
Total
Assets
185.60M
Capital
22.01M
Total
Deposits
159.62M
Net
Income
790.00K
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Weiss Ratings Embassy National Bank
Lawrenceville, GA 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 8.50
Stability Index 3.70
Company Info Embassy National Bank
Lawrenceville, GA 		Click to
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FDIC Number 58413
Phone Number (770) 822-9111
Website www.embassynationalbank.com
Asset Quality Embassy National Bank
Lawrenceville, GA 		Click to
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1-Year Asset Growth 18.40%
5-Year Asset Growth 13.07%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Embassy National Bank
Lawrenceville, GA 		Click to
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Total Assets 185.60M
Total Deposits 159.62M
Capital and Reserves Embassy National Bank
Lawrenceville, GA 		Click to
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Capital 22.01M
Leverage Ratio 11.89
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 15.94
Liquidity Embassy National Bank
Lawrenceville, GA 		Click to
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Hot Money Ratio 22.93%
Liquidity Ratio 15.87%
Profitability Embassy National Bank
Lawrenceville, GA 		Click to
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5-Year Return on Average Assets 1.48%
Net Income 790.00K
Net Interest Spread 5.07%
Operating Profit to Average Assets 2.27%
Overhead Efficiency Ratio 60.78%
Return on Assets 1.71%
Return on Equity 14.55%