Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 9.4. A current level of 0.0 percent of nonperforming loans to core capital combined with 9.5 percent from a year earlier contributes to the Excellent asset quality (7.0).
Asset Mix:
Comm re (56%), comm loans (28%), securities (7%), cash (3%), home mtgs (3%), other (3%)
States with Branches:
AZ, NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
West Valley Bancorp, Inc.
Investment Rating
--
Address
2440 North Litchfield Road
Goodyear, AZ 85395
Goodyear, AZ 85395
Phone Number
(623) 536-9862
Year Founded
2006
FDIC Number
Website
Largest Affiliates
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