C
West Valley National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Valley National Bank
Goodyear, AZ
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Rating C
Asset Quality Index 4.50
Capitalization Index 9.00
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 3.90
Company Info West Valley National Bank
Goodyear, AZ
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FDIC Number 58426
Phone Number (623) 536-9862
Website www.wvnb.net
Asset Quality West Valley National Bank
Goodyear, AZ
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1-Year Asset Growth 14.08%
5-Year Asset Growth -7.43%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet West Valley National Bank
Goodyear, AZ
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Total Assets 78.27M
Total Deposits 62.71M
Capital and Reserves West Valley National Bank
Goodyear, AZ
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Capital 7.46M
Leverage Ratio 10.33
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 14.40
Liquidity West Valley National Bank
Goodyear, AZ
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Hot Money Ratio 28.89%
Liquidity Ratio 11.12%
Profitability West Valley National Bank
Goodyear, AZ
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5-Year Return on Average Assets 0.08%
Net Income -1.76M
Net Interest Spread 5.73%
Operating Profit to Average Assets -2.45%
Overhead Efficiency Ratio 142.04%
Return on Assets -2.45%
Return on Equity -20.80%