| Weiss Ratings |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 8.20 | |||
| Company Info |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 58433 | |||
| Phone Number | (419) 720-3900 | |||
| Website | www.waterfordbankna.com | |||
| Asset Quality |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.46% | |||
| 5-Year Asset Growth | 5.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 4.70% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.77B | |||
| Total Deposits | 1.56B | |||
| Capital and Reserves |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 179.44M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | 12.61 | |||
| Liquidity |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.40% | |||
| Liquidity Ratio | 11.24% | |||
| Profitability |
Waterford Bank, NA
Toledo, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 11.14M | |||
| Net Interest Spread | 3.27% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 49.74% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 12.68% | |||