B
SmartBank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SmartBank
Pigeon Forge, TN
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Rating B
Asset Quality Index 7.90
Capitalization Index 8.10
Liquidity Index 1.90
Profitability Index 4.70
Stability Index 8.60
Company Info SmartBank
Pigeon Forge, TN
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FDIC Number 58463
Phone Number (865) 453-2650
Website www.smartbank.com
Asset Quality SmartBank
Pigeon Forge, TN
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1-Year Asset Growth 11.02%
5-Year Asset Growth 15.43%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.63%
Non-Performing Loans to Loans 0.22%
Balance Sheet SmartBank
Pigeon Forge, TN
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Total Assets 5.85B
Total Deposits 5.16B
Capital and Reserves SmartBank
Pigeon Forge, TN
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Capital 631.56M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 12.32
Liquidity SmartBank
Pigeon Forge, TN
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Hot Money Ratio 13.10%
Liquidity Ratio 15.37%
Profitability SmartBank
Pigeon Forge, TN
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5-Year Return on Average Assets 0.87%
Net Income 55.42M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 61.97%
Return on Assets 1.01%
Return on Equity 9.72%