B
SmartBank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SmartBank
Pigeon Forge, TN
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Rating B
Asset Quality Index 7.80
Capitalization Index 6.90
Liquidity Index 2.20
Profitability Index 4.10
Stability Index 7.60
Company Info SmartBank
Pigeon Forge, TN
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FDIC Number 58463
Phone Number (865) 453-2650
Website www.smartbank.com
Asset Quality SmartBank
Pigeon Forge, TN
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1-Year Asset Growth 9.35%
5-Year Asset Growth 23.06%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.98%
Non-Performing Loans to Loans 0.28%
Balance Sheet SmartBank
Pigeon Forge, TN
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Total Assets 5.27B
Total Deposits 4.69B
Capital and Reserves SmartBank
Pigeon Forge, TN
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Capital 522.89M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio 11.29
Liquidity SmartBank
Pigeon Forge, TN
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Hot Money Ratio 10.58%
Liquidity Ratio 11.51%
Profitability SmartBank
Pigeon Forge, TN
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5-Year Return on Average Assets 0.93%
Net Income 39.88M
Net Interest Spread 3.10%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 68.39%
Return on Assets 0.81%
Return on Equity 7.78%