Peoples Bank Mt Washington
Major Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.2 and a capital leverage ratio of 10.6. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Excellent (7.3) profitability.
Other Rating Factors:
A current level of 7.2 percent of nonperforming loans to core capital combined with 10.7 percent from a year earlier contributes to the Good asset quality (6.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Comm re (20%), securities (20%), home mtgs (14%), home eq lns (12%), comm loans (4%), cash (4%), consumer loans (0%), other (26%)
States with Branches:
KY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Crossroads Bancorp, Inc.
Investment Rating
--
Address
201 North Bardstown Road
Mount Washington, KY 40047
Mount Washington, KY 40047
Phone Number
(502) 538-7301
Year Founded
1909
FDIC Number
Website
Largest Affiliates
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