C
Hometown Bank of Pennsylvania
Bedford,  PA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
Total
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Income
Weiss Ratings Hometown Bank of Pennsylvania
Bedford, PA
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Rating C
Asset Quality Index 4.40
Capitalization Index 6.30
Liquidity Index 1.20
Profitability Index 5.80
Stability Index 4.30
Company Info Hometown Bank of Pennsylvania
Bedford, PA
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FDIC Number 58470
Phone Number (814) 623-6093
Website www.hometownbankpa.com
Asset Quality Hometown Bank of Pennsylvania
Bedford, PA
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1-Year Asset Growth 10.99%
5-Year Asset Growth 13.72%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 10.10%
Non-Performing Loans to Loans 1.23%
Balance Sheet Hometown Bank of Pennsylvania
Bedford, PA
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Total Assets 453.85M
Total Deposits 415.14M
Capital and Reserves Hometown Bank of Pennsylvania
Bedford, PA
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Capital 36.80M
Leverage Ratio 8.33
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 11.36
Liquidity Hometown Bank of Pennsylvania
Bedford, PA
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Hot Money Ratio 22.17%
Liquidity Ratio 20.49%
Profitability Hometown Bank of Pennsylvania
Bedford, PA
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5-Year Return on Average Assets 0.80%
Net Income 3.04M
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 53.19%
Return on Assets 1.36%
Return on Equity 16.89%