C
Hometown Bank of Pennsylvania
BedfordPA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
Deposits
Net
Income
Weiss Ratings Hometown Bank of Pennsylvania
Bedford, PA
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Rating C
Asset Quality Index 7.90
Capitalization Index 6.20
Liquidity Index 2.60
Profitability Index 4.70
Stability Index 4.30
Company Info Hometown Bank of Pennsylvania
Bedford, PA
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FDIC Number 58470
Phone Number (814) 623-6093
Website www.hometownbankpa.com
Asset Quality Hometown Bank of Pennsylvania
Bedford, PA
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1-Year Asset Growth 11.16%
5-Year Asset Growth 15.02%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.89%
Non-Performing Loans to Loans 0.17%
Balance Sheet Hometown Bank of Pennsylvania
Bedford, PA
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Total Assets 430.05M
Total Deposits 394.48M
Capital and Reserves Hometown Bank of Pennsylvania
Bedford, PA
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Capital 33.82M
Leverage Ratio 8.25
Loan Loss Reserves to Loans 0.76%
Risk-Based Capital Ratio 11.79
Liquidity Hometown Bank of Pennsylvania
Bedford, PA
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Hot Money Ratio 21.09%
Liquidity Ratio 29.14%
Profitability Hometown Bank of Pennsylvania
Bedford, PA
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5-Year Return on Average Assets 0.69%
Net Income 2.95M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 61.57%
Return on Assets 0.98%
Return on Equity 12.42%