| Weiss Ratings |
Bank of Central Florida
Lakeland, FL |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 7.20 | |||
| Company Info |
Bank of Central Florida
Lakeland, FL |
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| FDIC Number | 58479 | |||
| Phone Number | (863) 701-2685 | |||
| Website | www.bankofcentralflorida.com | |||
| Asset Quality |
Bank of Central Florida
Lakeland, FL |
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| 1-Year Asset Growth | 3.14% | |||
| 5-Year Asset Growth | 11.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.50% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Bank of Central Florida
Lakeland, FL |
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| Total Assets | 1.25B | |||
| Total Deposits | 1.14B | |||
| Capital and Reserves |
Bank of Central Florida
Lakeland, FL |
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| Capital | 99.68M | |||
| Leverage Ratio | 8.75 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 13.55 | |||
| Liquidity |
Bank of Central Florida
Lakeland, FL |
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| Hot Money Ratio | 6.47% | |||
| Liquidity Ratio | 31.23% | |||
| Profitability |
Bank of Central Florida
Lakeland, FL |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 8.15M | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 56.37% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 16.77% | |||