| Weiss Ratings |
Bank of Central Florida
Lakeland, FL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.10 | |||
| Company Info |
Bank of Central Florida
Lakeland, FL |
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| FDIC Number | 58479 | |||
| Phone Number | (863) 701-2685 | |||
| Website | www.bankofcentralflorida.com | |||
| Asset Quality |
Bank of Central Florida
Lakeland, FL |
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| 1-Year Asset Growth | 10.09% | |||
| 5-Year Asset Growth | 20.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.03% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Bank of Central Florida
Lakeland, FL |
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| Total Assets | 1.20B | |||
| Total Deposits | 1.10B | |||
| Capital and Reserves |
Bank of Central Florida
Lakeland, FL |
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| Capital | 82.66M | |||
| Leverage Ratio | 8.08 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 12.02 | |||
| Liquidity |
Bank of Central Florida
Lakeland, FL |
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| Hot Money Ratio | 5.80% | |||
| Liquidity Ratio | 32.79% | |||
| Profitability |
Bank of Central Florida
Lakeland, FL |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 3.84M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 1.70% | |||
| Overhead Efficiency Ratio | 50.75% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 18.99% | |||