Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.7 and a capital leverage ratio of 11.1. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.7 has resulted in Excellent (8.6) profitability.
Other Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 13.9 percent from a year earlier contributes to the Excellent asset quality (8.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Cash (28%), comm loans (21%), comm re (16%), securities (9%), home mtgs (8%), consumer loans (2%), home eq lns (1%), other (15%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BancFirst Corporation
Investment Rating
--
Address
4515 West Mockingbird Lane
Dallas, TX 75209
Dallas, TX 75209
Phone Number
(214) 353-3000
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.