C
Austin County State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Austin County State Bank
Bellville, TX
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Rating C
Asset Quality Index 7.10
Capitalization Index 8.90
Liquidity Index 0.70
Profitability Index 8.50
Stability Index 4.30
Company Info Austin County State Bank
Bellville, TX
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FDIC Number 58484
Phone Number (979) 865-4200
Website www.acsbank.com
Asset Quality Austin County State Bank
Bellville, TX
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1-Year Asset Growth 10.23%
5-Year Asset Growth 23.80%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.86%
Non-Performing Loans to Loans 0.14%
Balance Sheet Austin County State Bank
Bellville, TX
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Total Assets 423.49M
Total Deposits 376.13M
Capital and Reserves Austin County State Bank
Bellville, TX
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Capital 42.15M
Leverage Ratio 10.27
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity Austin County State Bank
Bellville, TX
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Hot Money Ratio 30.13%
Liquidity Ratio 13.17%
Profitability Austin County State Bank
Bellville, TX
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5-Year Return on Average Assets 1.63%
Net Income 4.50M
Net Interest Spread 5.04%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 48.07%
Return on Assets 2.19%
Return on Equity 22.18%