C
Austin County State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Austin County State Bank
Bellville, TX
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Rating C
Asset Quality Index 6.60
Capitalization Index 9.40
Liquidity Index 0.60
Profitability Index 9.10
Stability Index 3.70
Company Info Austin County State Bank
Bellville, TX
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FDIC Number 58484
Phone Number (979) 865-4200
Website www.acsbank.com
Asset Quality Austin County State Bank
Bellville, TX
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1-Year Asset Growth 13.73%
5-Year Asset Growth 23.80%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 2.80%
Non-Performing Loans to Loans 0.20%
Balance Sheet Austin County State Bank
Bellville, TX
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Total Assets 443.10M
Total Deposits 392.29M
Capital and Reserves Austin County State Bank
Bellville, TX
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Capital 45.23M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio --
Liquidity Austin County State Bank
Bellville, TX
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Hot Money Ratio 31.03%
Liquidity Ratio 12.99%
Profitability Austin County State Bank
Bellville, TX
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5-Year Return on Average Assets 1.63%
Net Income 6.90M
Net Interest Spread 5.09%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 49.24%
Return on Assets 2.21%
Return on Equity 22.11%