C
Austin County State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Austin County State Bank
Bellville, TX
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Rating C
Asset Quality Index 7.70
Capitalization Index 7.80
Liquidity Index 1.70
Profitability Index 9.20
Stability Index 5.00
Company Info Austin County State Bank
Bellville, TX
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FDIC Number 58484
Phone Number (979) 865-4200
Website www.acsbank.com
Asset Quality Austin County State Bank
Bellville, TX
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1-Year Asset Growth 28.33%
5-Year Asset Growth 17.04%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.02%
Balance Sheet Austin County State Bank
Bellville, TX
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Total Assets 542.96M
Total Deposits 489.69M
Capital and Reserves Austin County State Bank
Bellville, TX
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Capital 49.10M
Leverage Ratio 9.55
Loan Loss Reserves to Loans 1.79%
Risk-Based Capital Ratio --
Liquidity Austin County State Bank
Bellville, TX
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Hot Money Ratio 29.04%
Liquidity Ratio 18.20%
Profitability Austin County State Bank
Bellville, TX
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5-Year Return on Average Assets 1.80%
Net Income 5.65M
Net Interest Spread 5.05%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 49.50%
Return on Assets 2.20%
Return on Equity 23.67%