C
Community Valley Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.30
Capitalization Index 8.80
Liquidity Index 0.30
Profitability Index 3.80
Stability Index 3.70
Company Info Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 58500
Phone Number (760) 352-1889
Website www.yourcvb.com
Asset Quality Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.52%
5-Year Asset Growth 10.85%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 324.70M
Total Deposits 285.46M
Capital and Reserves Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 32.82M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio --
Liquidity Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.72%
Liquidity Ratio 13.05%
Profitability Community Valley Bank
El Centro, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.50%
Net Income 1.45M
Net Interest Spread 4.48%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 74.99%
Return on Assets 0.91%
Return on Equity 8.34%