C
Old Dominion National Bank
Rating Date
October 2025
Risk Based
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Major Rating Factors: Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.6) profitability. A current level of 7.9 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Good asset quality (5.2).
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.6 and a capital leverage ratio of 11.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix: Comm re (32%), home mtgs (20%), comm loans (14%), cash (7%), securities (4%), home eq lns (2%), other (21%)
States with Branches: PA, VA
Asset Quality
Non-Performing Loans to Capital
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Loan Loss Reserves to Loans
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5-Year Charge-Offs to Average Loans
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5-Year ROAA (Return on Average Assets)
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
ODNB Financial Corporation
Investment Rating
--
Address
8601 Westwood Center Dr
Tysons Corner, VA 22182
Phone Number
(703) 657-2979
Year Founded
2007
FDIC Number
Largest Affiliates
No affiliate information available.