C
Platinum Bank
OakdaleMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Platinum Bank
Oakdale, MN
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Rating C
Asset Quality Index 6.40
Capitalization Index 6.10
Liquidity Index 1.20
Profitability Index 3.50
Stability Index 6.60
Company Info Platinum Bank
Oakdale, MN
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FDIC Number 58511
Phone Number (651) 332-5200
Website www.platinumbankmn.com
Asset Quality Platinum Bank
Oakdale, MN
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1-Year Asset Growth 9.91%
5-Year Asset Growth 25.68%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 3.22%
Non-Performing Loans to Loans 2.03%
Balance Sheet Platinum Bank
Oakdale, MN
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Total Assets 719.97M
Total Deposits 591.52M
Capital and Reserves Platinum Bank
Oakdale, MN
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Capital 55.85M
Leverage Ratio 8.14
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio 11.98
Liquidity Platinum Bank
Oakdale, MN
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Hot Money Ratio 9.19%
Liquidity Ratio 15.24%
Profitability Platinum Bank
Oakdale, MN
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5-Year Return on Average Assets 1.72%
Net Income 5.68M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 59.06%
Return on Assets 1.14%
Return on Equity 14.13%