B
Think Mutual Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Think Mutual Bank
Rochester, MN
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 3.30
Stability Index 9.00
Company Info Think Mutual Bank
Rochester, MN
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FDIC Number 58536
Phone Number (507) 288-3425
Website www.thinkbank.com
Asset Quality Think Mutual Bank
Rochester, MN
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1-Year Asset Growth 4.70%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.70%
Non-Performing Loans to Loans 0.19%
Balance Sheet Think Mutual Bank
Rochester, MN
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Total Assets 2.14B
Total Deposits 1.79B
Capital and Reserves Think Mutual Bank
Rochester, MN
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Capital 332.94M
Leverage Ratio 16.57
Loan Loss Reserves to Loans 0.55%
Risk-Based Capital Ratio --
Liquidity Think Mutual Bank
Rochester, MN
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Hot Money Ratio 9.82%
Liquidity Ratio 45.53%
Profitability Think Mutual Bank
Rochester, MN
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5-Year Return on Average Assets 0.70%
Net Income 9.43M
Net Interest Spread 2.73%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 77.10%
Return on Assets 0.58%
Return on Equity 3.91%