| Weiss Ratings |
South Central Bank, Inc.
Glasgow, KY |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
South Central Bank, Inc.
Glasgow, KY |
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| FDIC Number | 5854 | |||
| Phone Number | (270) 651-7466 | |||
| Website | www.southcentralbank.com | |||
| Asset Quality |
South Central Bank, Inc.
Glasgow, KY |
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| 1-Year Asset Growth | 11.11% | |||
| 5-Year Asset Growth | 7.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 4.70% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
South Central Bank, Inc.
Glasgow, KY |
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| Total Assets | 2.26B | |||
| Total Deposits | 1.97B | |||
| Capital and Reserves |
South Central Bank, Inc.
Glasgow, KY |
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| Capital | 203.95M | |||
| Leverage Ratio | 9.88 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 13.12 | |||
| Liquidity |
South Central Bank, Inc.
Glasgow, KY |
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| Hot Money Ratio | 20.51% | |||
| Liquidity Ratio | 11.99% | |||
| Profitability |
South Central Bank, Inc.
Glasgow, KY |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 15.28M | |||
| Net Interest Spread | 3.72% | |||
| Operating Profit to Average Assets | 1.86% | |||
| Overhead Efficiency Ratio | 53.06% | |||
| Return on Assets | 1.40% | |||
| Return on Equity | 15.38% | |||