Major Rating Factors:
A current level of 163.3 percent of nonperforming loans to core capital combined with 8.3 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Fair liquidity 3.3, driven by a liquidity ratio of 40.7 percent and a “hot money” ratio of 11.4 percent. Fair current capitalization (3.9 on a scale of 0 to 10) based on a risk-based capital ratio of 11.3 and a capital leverage ratio of 5.9.
Asset Mix:
Cash (38%), comm re (15%), home mtgs (14%), comm loans (5%), securities (2%), home eq lns (1%), other (25%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Allegiant United Holdings, LLC
Investment Rating
--
Address
7755 Irvine Center Drive
Irvine, CA 92618
Irvine, CA 92618
Phone Number
(844) 626-0262
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.