Major Rating Factors:
A current level of 103.0 percent of nonperforming loans to core capital combined with 9.5 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Weak liquidity 3.0, driven by a liquidity ratio of 29.8 percent and a “hot money” ratio of 8.7 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Asset Mix:
Cash (27%), comm re (19%), home mtgs (14%), comm loans (11%), securities (7%), home eq lns (1%), other (20%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Allegiant United Holdings, LLC
Investment Rating
--
Address
7755 Irvine Center Drive
Irvine, CA 92618
Irvine, CA 92618
Phone Number
(844) 626-0262
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.