| Weiss Ratings |
PeopleFirst Bank
Joliet, IL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 6.60 | |||
| Company Info |
PeopleFirst Bank
Joliet, IL |
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| FDIC Number | 58597 | |||
| Phone Number | (815) 207-6200 | |||
| Website | www.peoplefirstbank.com | |||
| Asset Quality |
PeopleFirst Bank
Joliet, IL |
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| 1-Year Asset Growth | 2.25% | |||
| 5-Year Asset Growth | 10.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.71% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
PeopleFirst Bank
Joliet, IL |
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| Total Assets | 265.64M | |||
| Total Deposits | 211.11M | |||
| Capital and Reserves |
PeopleFirst Bank
Joliet, IL |
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| Capital | 31.51M | |||
| Leverage Ratio | 12.35 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | 17.56 | |||
| Liquidity |
PeopleFirst Bank
Joliet, IL |
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| Hot Money Ratio | 21.66% | |||
| Liquidity Ratio | 28.59% | |||
| Profitability |
PeopleFirst Bank
Joliet, IL |
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| 5-Year Return on Average Assets | 1.20% | |||
| Net Income | 1.47M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 66.03% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 9.52% | |||