| Weiss Ratings |
PeopleFirst Bank
Joliet, IL |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 6.30 | |||
| Company Info |
PeopleFirst Bank
Joliet, IL |
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| FDIC Number | 58597 | |||
| Phone Number | (815) 207-6200 | |||
| Website | www.peoplefirstbank.com | |||
| Asset Quality |
PeopleFirst Bank
Joliet, IL |
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| 1-Year Asset Growth | 2.51% | |||
| 5-Year Asset Growth | 18.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | -0.09% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.30% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
PeopleFirst Bank
Joliet, IL |
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| Total Assets | 262.36M | |||
| Total Deposits | 213.62M | |||
| Capital and Reserves |
PeopleFirst Bank
Joliet, IL |
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| Capital | 30.54M | |||
| Leverage Ratio | 11.91 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | 17.42 | |||
| Liquidity |
PeopleFirst Bank
Joliet, IL |
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| Hot Money Ratio | 20.30% | |||
| Liquidity Ratio | 30.12% | |||
| Profitability |
PeopleFirst Bank
Joliet, IL |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 2.58M | |||
| Net Interest Spread | 3.72% | |||
| Operating Profit to Average Assets | 1.84% | |||
| Overhead Efficiency Ratio | 65.20% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 11.70% | |||