| Weiss Ratings |
PeopleFirst Bank
Joliet, IL |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 6.60 | |||
| Company Info |
PeopleFirst Bank
Joliet, IL |
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| FDIC Number | 58597 | |||
| Phone Number | (815) 207-6200 | |||
| Website | www.peoplefirstbank.com | |||
| Asset Quality |
PeopleFirst Bank
Joliet, IL |
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| 1-Year Asset Growth | -0.21% | |||
| 5-Year Asset Growth | 10.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 1.17% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.06% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
PeopleFirst Bank
Joliet, IL |
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| Total Assets | 264.32M | |||
| Total Deposits | 216.38M | |||
| Capital and Reserves |
PeopleFirst Bank
Joliet, IL |
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| Capital | 30.50M | |||
| Leverage Ratio | 11.75 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | 17.63 | |||
| Liquidity |
PeopleFirst Bank
Joliet, IL |
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| Hot Money Ratio | 18.75% | |||
| Liquidity Ratio | 32.15% | |||
| Profitability |
PeopleFirst Bank
Joliet, IL |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 2.61M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 57.59% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 8.81% | |||