MRV Banks
Major Rating Factors:
A current level of 36.7 percent of nonperforming loans to core capital combined with 29.5 percent from a year earlier contributes to the Very Weak asset quality (1.0). Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.6 has resulted in Good (5.7) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Comm re (33%), comm loans (27%), cash (8%), home mtgs (7%), securities (3%), home eq lns (1%), consumer loans (0%), other (21%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MRV Financial Corp
Investment Rating
--
Address
871 Sainte Genevieve Drive
Ste. Genevieve, MO 63670
Ste. Genevieve, MO 63670
Phone Number
(573) 883-8222
Year Founded
2007
FDIC Number
Website
Largest Affiliates
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