B
Stellar Bank
HoustonTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Stellar Bank
Houston, TX
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Rating B
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 5.20
Stability Index 9.60
Company Info Stellar Bank
Houston, TX
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FDIC Number 58629
Phone Number (713) 210-7600
Website www.stellar.bank
Asset Quality Stellar Bank
Houston, TX
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1-Year Asset Growth -0.18%
5-Year Asset Growth 23.75%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 4.20%
Non-Performing Loans to Loans 0.84%
Balance Sheet Stellar Bank
Houston, TX
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Total Assets 10.63B
Total Deposits 8.89B
Capital and Reserves Stellar Bank
Houston, TX
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Capital 1.64B
Leverage Ratio 11.37
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 15.45
Liquidity Stellar Bank
Houston, TX
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Hot Money Ratio 9.93%
Liquidity Ratio 22.57%
Profitability Stellar Bank
Houston, TX
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5-Year Return on Average Assets 1.07%
Net Income 85.10M
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 64.93%
Return on Assets 1.07%
Return on Equity 7.01%