| Weiss Ratings |
First Cahawba Bank
Selma, AL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 4.80 | |||
| Company Info |
First Cahawba Bank
Selma, AL |
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| FDIC Number | 58636 | |||
| Phone Number | (334) 875-2050 | |||
| Website | www.firstcahawba.com | |||
| Asset Quality |
First Cahawba Bank
Selma, AL |
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| 1-Year Asset Growth | 2.16% | |||
| 5-Year Asset Growth | 3.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.76% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
First Cahawba Bank
Selma, AL |
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| Total Assets | 205.74M | |||
| Total Deposits | 186.64M | |||
| Capital and Reserves |
First Cahawba Bank
Selma, AL |
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| Capital | 18.56M | |||
| Leverage Ratio | 10.81 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Cahawba Bank
Selma, AL |
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| Hot Money Ratio | 14.93% | |||
| Liquidity Ratio | 12.53% | |||
| Profitability |
First Cahawba Bank
Selma, AL |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 4.99% | |||
| Operating Profit to Average Assets | 1.51% | |||
| Overhead Efficiency Ratio | 66.84% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 12.70% | |||