B
First Cahawba Bank
SelmaAL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Cahawba Bank
Selma, AL
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.50
Liquidity Index 2.80
Profitability Index 6.40
Stability Index 4.40
Company Info First Cahawba Bank
Selma, AL
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FDIC Number 58636
Phone Number (334) 875-2050
Website www.firstcahawba.com
Asset Quality First Cahawba Bank
Selma, AL
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1-Year Asset Growth 9.79%
5-Year Asset Growth 8.89%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.45%
Non-Performing Loans to Loans 0.07%
Balance Sheet First Cahawba Bank
Selma, AL
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Total Assets 206.29M
Total Deposits 188.58M
Capital and Reserves First Cahawba Bank
Selma, AL
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Capital 16.98M
Leverage Ratio 9.97
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity First Cahawba Bank
Selma, AL
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Hot Money Ratio 15.66%
Liquidity Ratio 19.44%
Profitability First Cahawba Bank
Selma, AL
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5-Year Return on Average Assets 0.64%
Net Income 1.86M
Net Interest Spread 4.86%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 65.61%
Return on Assets 1.25%
Return on Equity 16.08%