Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 8.9. A current level of 4.1 percent of nonperforming loans to core capital combined with 4.5 percent from a year earlier contributes to the Good asset quality (6.9).
Asset Mix:
Securities (25%), cash (14%), home mtgs (6%), comm re (6%), comm loans (3%), other (46%)
States with Branches:
CA, FL, HI, NV, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Foundation Inc.
Investment Rating
--
Address
18101 Von Karman Avenue
Irvine, CA 92612
Irvine, CA 92612
Phone Number
(949) 202-4100
Year Founded
2007
FDIC Number
Largest Affiliates
No affiliate information available.