Major Rating Factors:
A current level of 7.4 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Good asset quality (5.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10). Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 10.3 and a capital leverage ratio of 8.8.
Asset Mix:
Comm loans (32%), comm re (28%), cash (10%), home mtgs (7%), securities (5%), consumer loans (0%), other (17%)
States with Branches:
AZ, CO, KS, MO, NM, OK, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Busey Corporation
Investment Rating
--
Address
11440 Tomahawk Creek Parkway
Leawood, KS 66211
Leawood, KS 66211
Phone Number
(913) 312-6800
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.