C
PromiseOne Bank
DuluthGA
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PromiseOne Bank
Duluth, GA
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Rating C
Asset Quality Index 5.40
Capitalization Index 8.30
Liquidity Index 0.50
Profitability Index 6.00
Stability Index 3.70
Company Info PromiseOne Bank
Duluth, GA
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FDIC Number 58657
Phone Number (678) 385-0800
Website promiseone.bank/en
Asset Quality PromiseOne Bank
Duluth, GA
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1-Year Asset Growth 3.15%
5-Year Asset Growth 12.01%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 6.26%
Non-Performing Loans to Loans 1.03%
Balance Sheet PromiseOne Bank
Duluth, GA
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Total Assets 837.01M
Total Deposits 757.71M
Capital and Reserves PromiseOne Bank
Duluth, GA
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Capital 67.80M
Leverage Ratio 9.89
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 16.74
Liquidity PromiseOne Bank
Duluth, GA
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Hot Money Ratio 54.24%
Liquidity Ratio 25.04%
Profitability PromiseOne Bank
Duluth, GA
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5-Year Return on Average Assets 2.02%
Net Income 12.02M
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 54.43%
Return on Assets 1.45%
Return on Equity 18.38%