C
PromiseOne Bank
DuluthGA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PromiseOne Bank
Duluth, GA
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Rating C
Asset Quality Index 5.40
Capitalization Index 8.70
Liquidity Index 0.20
Profitability Index 5.70
Stability Index 3.70
Company Info PromiseOne Bank
Duluth, GA
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FDIC Number 58657
Phone Number (678) 385-0800
Website promiseone.bank/en
Asset Quality PromiseOne Bank
Duluth, GA
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1-Year Asset Growth 10.09%
5-Year Asset Growth 16.04%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 6.60%
Non-Performing Loans to Loans 1.18%
Balance Sheet PromiseOne Bank
Duluth, GA
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Total Assets 796.18M
Total Deposits 722.77M
Capital and Reserves PromiseOne Bank
Duluth, GA
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Capital 64.14M
Leverage Ratio 10.10
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 17.00
Liquidity PromiseOne Bank
Duluth, GA
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Hot Money Ratio 53.63%
Liquidity Ratio 18.84%
Profitability PromiseOne Bank
Duluth, GA
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5-Year Return on Average Assets 2.02%
Net Income 2.77M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 57.76%
Return on Assets 1.35%
Return on Equity 17.47%