| Weiss Ratings |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 58658 | |||
| Phone Number | (804) 344-5484 | |||
| Website | locusimpact.org | |||
| Asset Quality |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.22% | |||
| 5-Year Asset Growth | 11.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 2.37% | |||
| Non-Performing Loans to Loans | 0.62% | |||
| Balance Sheet |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 359.36M | |||
| Total Deposits | 259.30M | |||
| Capital and Reserves |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 74.15M | |||
| Leverage Ratio | 21.46 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 64.55% | |||
| Liquidity Ratio | 12.62% | |||
| Profitability |
Locus Bank, Inc.
Richmond, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 2.20M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 60.57% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 5.99% | |||