C
Live Oak Banking Company
Rating Date
August 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Live Oak Banking Company
Wilmington, NC
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Rating C
Asset Quality Index 5.70
Capitalization Index 6.40
Liquidity Index 2.60
Profitability Index 3.70
Stability Index 6.40
Company Info Live Oak Banking Company
Wilmington, NC
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FDIC Number 58665
Phone Number (866) 518-0286
Website www.liveoakbank.com
Asset Quality Live Oak Banking Company
Wilmington, NC
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1-Year Asset Growth 15.27%
5-Year Asset Growth 41.99%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 6.37%
Non-Performing Loans to Loans 3.04%
Balance Sheet Live Oak Banking Company
Wilmington, NC
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Total Assets 12.53B
Total Deposits 11.47B
Capital and Reserves Live Oak Banking Company
Wilmington, NC
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Capital 975.29M
Leverage Ratio 8.39
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio 12.43
Liquidity Live Oak Banking Company
Wilmington, NC
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Hot Money Ratio 16.19%
Liquidity Ratio 16.45%
Profitability Live Oak Banking Company
Wilmington, NC
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5-Year Return on Average Assets 0.89%
Net Income 71.60M
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 59.99%
Return on Assets 0.82%
Return on Equity 10.65%