C
Live Oak Banking Company
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.60
Capitalization Index 6.00
Liquidity Index 2.50
Profitability Index 4.30
Stability Index 6.40
Company Info Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 58665
Phone Number (866) 518-0286
Website www.liveoak.bank
Asset Quality Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 16.15%
5-Year Asset Growth 18.44%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 1.48%
Non-Performing Loans to Capital 12.44%
Non-Performing Loans to Loans 4.75%
Balance Sheet Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 15.96B
Total Deposits 14.68B
Capital and Reserves Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 1.21B
Leverage Ratio 7.99
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio 11.72
Liquidity Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.15%
Liquidity Ratio 12.79%
Profitability Live Oak Banking Company
Wilmington, NC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.95%
Net Income 73.91M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 53.25%
Return on Assets 0.97%
Return on Equity 12.60%