| Weiss Ratings |
Spring Bank
Bronx, NY |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 8.80 | |||
| Company Info |
Spring Bank
Bronx, NY |
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| FDIC Number | 58668 | |||
| Phone Number | (718) 879-5000 | |||
| Website | spring.bank | |||
| Asset Quality |
Spring Bank
Bronx, NY |
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| 1-Year Asset Growth | 14.96% | |||
| 5-Year Asset Growth | 28.77% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.74% | |||
| Non-Performing Loans to Capital | 9.15% | |||
| Non-Performing Loans to Loans | 2.67% | |||
| Balance Sheet |
Spring Bank
Bronx, NY |
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| Total Assets | 472.15M | |||
| Total Deposits | 374.85M | |||
| Capital and Reserves |
Spring Bank
Bronx, NY |
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| Capital | 78.81M | |||
| Leverage Ratio | 18.03 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spring Bank
Bronx, NY |
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| Hot Money Ratio | 22.17% | |||
| Liquidity Ratio | 25.72% | |||
| Profitability |
Spring Bank
Bronx, NY |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 7.71M | |||
| Net Interest Spread | 4.30% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 47.73% | |||
| Return on Assets | 1.71% | |||
| Return on Equity | 10.22% | |||