| Weiss Ratings |
Spring Bank
Bronx, NY |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Spring Bank
Bronx, NY |
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| FDIC Number | 58668 | |||
| Phone Number | (718) 879-5000 | |||
| Website | spring.bank | |||
| Asset Quality |
Spring Bank
Bronx, NY |
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| 1-Year Asset Growth | 24.11% | |||
| 5-Year Asset Growth | 13.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 2.81% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Spring Bank
Bronx, NY |
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| Total Assets | 640.95M | |||
| Total Deposits | 549.15M | |||
| Capital and Reserves |
Spring Bank
Bronx, NY |
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| Capital | 89.00M | |||
| Leverage Ratio | 14.59 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spring Bank
Bronx, NY |
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| Hot Money Ratio | 30.56% | |||
| Liquidity Ratio | 25.36% | |||
| Profitability |
Spring Bank
Bronx, NY |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 5.26M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 2.27% | |||
| Overhead Efficiency Ratio | 41.20% | |||
| Return on Assets | 1.68% | |||
| Return on Equity | 12.17% | |||