| Weiss Ratings |
Spring Bank
Bronx, NY |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
Spring Bank
Bronx, NY |
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| FDIC Number | 58668 | |||
| Phone Number | (718) 879-5000 | |||
| Website | spring.bank | |||
| Asset Quality |
Spring Bank
Bronx, NY |
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| 1-Year Asset Growth | 16.72% | |||
| 5-Year Asset Growth | 28.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.09% | |||
| Non-Performing Loans to Capital | 5.96% | |||
| Non-Performing Loans to Loans | 1.61% | |||
| Balance Sheet |
Spring Bank
Bronx, NY |
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| Total Assets | 500.11M | |||
| Total Deposits | 410.25M | |||
| Capital and Reserves |
Spring Bank
Bronx, NY |
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| Capital | 78.66M | |||
| Leverage Ratio | 17.23 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spring Bank
Bronx, NY |
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| Hot Money Ratio | 28.91% | |||
| Liquidity Ratio | 20.93% | |||
| Profitability |
Spring Bank
Bronx, NY |
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| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 1.77M | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 46.61% | |||
| Return on Assets | 1.44% | |||
| Return on Equity | 8.97% | |||