| Weiss Ratings |
Spring Bank
Bronx, NY |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
Spring Bank
Bronx, NY |
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| FDIC Number | 58668 | |||
| Phone Number | (718) 879-5000 | |||
| Website | spring.bank | |||
| Asset Quality |
Spring Bank
Bronx, NY |
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| 1-Year Asset Growth | 18.06% | |||
| 5-Year Asset Growth | 28.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.22% | |||
| Non-Performing Loans to Capital | 5.69% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
Spring Bank
Bronx, NY |
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| Total Assets | 542.87M | |||
| Total Deposits | 458.53M | |||
| Capital and Reserves |
Spring Bank
Bronx, NY |
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| Capital | 82.21M | |||
| Leverage Ratio | 16.28 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spring Bank
Bronx, NY |
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| Hot Money Ratio | 32.12% | |||
| Liquidity Ratio | 26.87% | |||
| Profitability |
Spring Bank
Bronx, NY |
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| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 6.10M | |||
| Net Interest Spread | 4.30% | |||
| Operating Profit to Average Assets | 2.13% | |||
| Overhead Efficiency Ratio | 46.75% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 10.24% | |||