Bank of Ocean City
| Weiss Ratings |
Bank of Ocean City
Ocean City, MD |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bank of Ocean City
Ocean City, MD |
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| FDIC Number | 5867 | |||
| Phone Number | (410) 213-0173 | |||
| Website | www.bankofoceancity.com | |||
| Asset Quality |
Bank of Ocean City
Ocean City, MD |
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| 1-Year Asset Growth | 7.59% | |||
| 5-Year Asset Growth | 16.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Bank of Ocean City
Ocean City, MD |
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| Total Assets | 657.88M | |||
| Total Deposits | 587.95M | |||
| Capital and Reserves |
Bank of Ocean City
Ocean City, MD |
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| Capital | 67.33M | |||
| Leverage Ratio | 10.56 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | 14.85 | |||
| Liquidity |
Bank of Ocean City
Ocean City, MD |
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| Hot Money Ratio | 22.01% | |||
| Liquidity Ratio | 15.99% | |||
| Profitability |
Bank of Ocean City
Ocean City, MD |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 1.55M | |||
| Net Interest Spread | 2.89% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 54.94% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 9.35% | |||