Bank of Ocean City
| Weiss Ratings |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5867 | |||
| Phone Number | (410) 213-0173 | |||
| Website | www.bankofoceancity.com | |||
| Asset Quality |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.50% | |||
| 5-Year Asset Growth | 7.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 4.55% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 667.85M | |||
| Total Deposits | 592.57M | |||
| Capital and Reserves |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 72.56M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Risk-Based Capital Ratio | 15.15 | |||
| Liquidity |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.77% | |||
| Liquidity Ratio | 15.58% | |||
| Profitability |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 8.31M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 48.38% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 12.02% | |||