Bank of Ocean City
| Weiss Ratings |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 5867 | |||
| Phone Number | (410) 213-0173 | |||
| Website | www.bankofoceancity.com | |||
| Asset Quality |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.57% | |||
| 5-Year Asset Growth | 16.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.18% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 695.58M | |||
| Total Deposits | 624.58M | |||
| Capital and Reserves |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 68.96M | |||
| Leverage Ratio | 10.60 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Risk-Based Capital Ratio | 14.45 | |||
| Liquidity |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 19.71% | |||
| Liquidity Ratio | 18.98% | |||
| Profitability |
Bank of Ocean City
Ocean City, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 3.51M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 51.80% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 10.44% | |||