Bank of Ocean City
| Weiss Ratings |
Bank of Ocean City
Ocean City, MD |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bank of Ocean City
Ocean City, MD |
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| FDIC Number | 5867 | |||
| Phone Number | (410) 213-0173 | |||
| Website | www.bankofoceancity.com | |||
| Asset Quality |
Bank of Ocean City
Ocean City, MD |
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| 1-Year Asset Growth | -0.09% | |||
| 5-Year Asset Growth | 7.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.76% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Bank of Ocean City
Ocean City, MD |
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| Total Assets | 694.97M | |||
| Total Deposits | 616.45M | |||
| Capital and Reserves |
Bank of Ocean City
Ocean City, MD |
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| Capital | 76.37M | |||
| Leverage Ratio | 11.65 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Risk-Based Capital Ratio | 15.28 | |||
| Liquidity |
Bank of Ocean City
Ocean City, MD |
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| Hot Money Ratio | 18.92% | |||
| Liquidity Ratio | 17.99% | |||
| Profitability |
Bank of Ocean City
Ocean City, MD |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 4.62M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 46.20% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 12.39% | |||