C
Black Hills Community Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.44
Return On
Assets
1.72%
Total
Assets
489.71M
Capital
51.62M
Total
Deposits
430.42M
Net
Income
4.22M
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Weiss Ratings Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 6.20
Stability Index 4.30
Company Info Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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FDIC Number 58723
Phone Number (605) 343-2422
Website bhcbank.com
Asset Quality Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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1-Year Asset Growth 0.02%
5-Year Asset Growth 5.80%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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Total Assets 489.71M
Total Deposits 430.42M
Capital and Reserves Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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Capital 51.62M
Leverage Ratio 12.44
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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Hot Money Ratio 31.49%
Liquidity Ratio 11.03%
Profitability Black Hills Community Bank, National Association
Rapid City, SD 		Click to
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5-Year Return on Average Assets 1.35%
Net Income 4.22M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 54.13%
Return on Assets 1.72%
Return on Equity 17.11%