C
Black Hills Community Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.19
Return On
Assets
1.34%
Total
Assets
492.18M
Capital
44.21M
Total
Deposits
444.56M
Net
Income
4.89M
My Lists My Alerts
Weiss Ratings Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 5.40
Stability Index 4.30
Company Info Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 58723
Phone Number (605) 343-2422
Website bhcbank.com
Asset Quality Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 2.13%
5-Year Asset Growth 11.90%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 492.18M
Total Deposits 444.56M
Capital and Reserves Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 44.21M
Leverage Ratio 11.19
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio --
Liquidity Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 30.47%
Liquidity Ratio 13.14%
Profitability Black Hills Community Bank, National Association
Rapid City, SD 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.37%
Net Income 4.89M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 59.59%
Return on Assets 1.34%
Return on Equity 16.27%