C
Woodsboro Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Woodsboro Bank
Woodsboro, MD
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Rating C
Asset Quality Index 8.90
Capitalization Index 6.20
Liquidity Index 2.70
Profitability Index 4.60
Stability Index 3.10
Company Info Woodsboro Bank
Woodsboro, MD
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FDIC Number 5873
Phone Number (301) 898-4000
Website www.woodsborobank.com
Asset Quality Woodsboro Bank
Woodsboro, MD
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1-Year Asset Growth 3.54%
5-Year Asset Growth 13.39%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.72%
Non-Performing Loans to Loans 0.00%
Balance Sheet Woodsboro Bank
Woodsboro, MD
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Total Assets 458.51M
Total Deposits 424.94M
Capital and Reserves Woodsboro Bank
Woodsboro, MD
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Capital 27.51M
Leverage Ratio 8.19
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 13.18
Liquidity Woodsboro Bank
Woodsboro, MD
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Hot Money Ratio 11.72%
Liquidity Ratio 20.32%
Profitability Woodsboro Bank
Woodsboro, MD
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5-Year Return on Average Assets 0.70%
Net Income 2.00M
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 67.52%
Return on Assets 0.87%
Return on Equity 15.44%