D
Community State Bank
LamarCO
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Community State Bank
Lamar, CO
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Rating D
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 9.40
Stability Index 3.70
Company Info Community State Bank
Lamar, CO
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FDIC Number 58732
Phone Number (719) 336-3272
Website www.csb-lamar.com
Asset Quality Community State Bank
Lamar, CO
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1-Year Asset Growth 15.75%
5-Year Asset Growth 8.74%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 4.88%
Non-Performing Loans to Loans 0.87%
Balance Sheet Community State Bank
Lamar, CO
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Total Assets 193.70M
Total Deposits 169.96M
Capital and Reserves Community State Bank
Lamar, CO
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Capital 23.03M
Leverage Ratio 12.53
Loan Loss Reserves to Loans 2.40%
Risk-Based Capital Ratio 15.26
Liquidity Community State Bank
Lamar, CO
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Hot Money Ratio 47.13%
Liquidity Ratio 18.86%
Profitability Community State Bank
Lamar, CO
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5-Year Return on Average Assets 1.90%
Net Income 1.01M
Net Interest Spread 4.40%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 42.52%
Return on Assets 2.16%
Return on Equity 17.21%