D
Community State Bank
Lamar,  CO
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community State Bank
Lamar, CO
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Rating D
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 8.60
Stability Index 3.70
Company Info Community State Bank
Lamar, CO
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FDIC Number 58732
Phone Number (719) 336-3272
Website www.csb-lamar.com
Asset Quality Community State Bank
Lamar, CO
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1-Year Asset Growth 5.11%
5-Year Asset Growth 7.21%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 5.10%
Non-Performing Loans to Loans 0.90%
Balance Sheet Community State Bank
Lamar, CO
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Total Assets 208.09M
Total Deposits 177.60M
Capital and Reserves Community State Bank
Lamar, CO
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Capital 25.77M
Leverage Ratio 12.54
Loan Loss Reserves to Loans 2.61%
Risk-Based Capital Ratio 15.42
Liquidity Community State Bank
Lamar, CO
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Hot Money Ratio 53.04%
Liquidity Ratio 11.27%
Profitability Community State Bank
Lamar, CO
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5-Year Return on Average Assets 1.99%
Net Income 2.02M
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 44.71%
Return on Assets 1.97%
Return on Equity 15.92%