D
Community State Bank
LamarCO
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Community State Bank
Lamar, CO
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Rating D
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 9.20
Stability Index 3.70
Company Info Community State Bank
Lamar, CO
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FDIC Number 58732
Phone Number (719) 336-3272
Website www.csb-lamar.com
Asset Quality Community State Bank
Lamar, CO
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1-Year Asset Growth 5.00%
5-Year Asset Growth 7.21%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.77%
Non-Performing Loans to Loans 0.74%
Balance Sheet Community State Bank
Lamar, CO
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Total Assets 199.49M
Total Deposits 172.12M
Capital and Reserves Community State Bank
Lamar, CO
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Capital 26.45M
Leverage Ratio 13.00
Loan Loss Reserves to Loans 2.48%
Risk-Based Capital Ratio 16.37
Liquidity Community State Bank
Lamar, CO
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Hot Money Ratio 51.52%
Liquidity Ratio 13.02%
Profitability Community State Bank
Lamar, CO
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5-Year Return on Average Assets 1.90%
Net Income 4.18M
Net Interest Spread 4.42%
Operating Profit to Average Assets 2.12%
Overhead Efficiency Ratio 43.32%
Return on Assets 2.12%
Return on Equity 17.10%