D
Community State Bank
LamarCO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Assets
Capital
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Income
Weiss Ratings Community State Bank
Lamar, CO
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Rating D
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 9.40
Stability Index 3.70
Company Info Community State Bank
Lamar, CO
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FDIC Number 58732
Phone Number (719) 336-3272
Website www.csb-lamar.com
Asset Quality Community State Bank
Lamar, CO
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1-Year Asset Growth 14.50%
5-Year Asset Growth 8.74%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 5.38%
Non-Performing Loans to Loans 0.74%
Balance Sheet Community State Bank
Lamar, CO
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Total Assets 202.27M
Total Deposits 176.11M
Capital and Reserves Community State Bank
Lamar, CO
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Capital 25.40M
Leverage Ratio 12.65
Loan Loss Reserves to Loans 2.46%
Risk-Based Capital Ratio 15.98
Liquidity Community State Bank
Lamar, CO
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Hot Money Ratio 48.78%
Liquidity Ratio 17.34%
Profitability Community State Bank
Lamar, CO
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5-Year Return on Average Assets 1.90%
Net Income 3.22M
Net Interest Spread 4.41%
Operating Profit to Average Assets 2.20%
Overhead Efficiency Ratio 41.92%
Return on Assets 2.20%
Return on Equity 17.88%