Major Rating Factors:
A current level of 21.8 percent of nonperforming loans to core capital combined with 21.1 percent from a year earlier contributes to the Fair asset quality (3.1).
Other Rating Factors:
Weak liquidity 1.2, driven by a liquidity ratio of 14.1 percent and a “hot money” ratio of 49.3 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Asset Mix:
Home mtgs (29%), comm re (22%), securities (11%), comm loans (9%), cash (8%), consumer loans (6%), home eq lns (6%), other (9%)
States with Branches:
CT, FL, GA, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Fieldpoint Private Holdings, Inc.
Investment Rating
--
Address
3 Greenwich Office Park
Greenwich, CT 06831
Greenwich, CT 06831
Phone Number
(203) 413-9300
Year Founded
2008
FDIC Number
Website
Largest Affiliates
No affiliate information available.