Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Excellent (7.7) profitability. A current level of 11.8 percent of nonperforming loans to core capital combined with 8.3 percent from a year earlier contributes to the Fair asset quality (4.5).
Asset Mix:
Comm re (27%), comm loans (22%), cash (21%), securities (19%), home mtgs (0%), other (11%)
States with Branches:
ID, OR, UT, WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
GWY, LLC
Investment Rating
--
Address
1750 West Front Street
Boise, ID 83702
Boise, ID 83702
Phone Number
(208) 332-0700
Year Founded
2008
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.