D
Grand River Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Grand River Bank
Grandville, MI
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Rating D
Asset Quality Index 7.40
Capitalization Index 8.10
Liquidity Index 0.10
Profitability Index 1.90
Stability Index 5.10
Company Info Grand River Bank
Grandville, MI
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FDIC Number 58789
Phone Number (616) 929-1600
Website www.grandriverbank.com
Asset Quality Grand River Bank
Grandville, MI
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1-Year Asset Growth -7.16%
5-Year Asset Growth 12.62%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.33%
Balance Sheet Grand River Bank
Grandville, MI
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Total Assets 511.42M
Total Deposits 431.03M
Capital and Reserves Grand River Bank
Grandville, MI
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Capital 49.48M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 12.89
Liquidity Grand River Bank
Grandville, MI
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Hot Money Ratio 34.96%
Liquidity Ratio 10.17%
Profitability Grand River Bank
Grandville, MI
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5-Year Return on Average Assets 0.07%
Net Income 758.00K
Net Interest Spread 2.67%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 88.67%
Return on Assets 0.30%
Return on Equity 3.14%